Virtual visits now available. You may be able to schedule a virtual visit with your provider. For more information, call your doctor’s office.
Covenant Health is an innovative, Catholic regional delivery network and a leader in values based, not-for-profit health and elder care. We sponsor hospitals, nursing homes, assisted living residences and other health and elder care organizations throughout New England.

Financial Assistance

Health Insurance

We will bill your health plan, including Medicare and Medicaid, on your behalf. If you have more than one health plan, St. Joseph Hospital will bill additional insurance carriers. 

Bills and statements will be sent on a timely basis. St. Joseph Hospital will send you a statement, following your insurance carrier payment notifying you of your obligation. If you have no insurance, a bill will be sent to you within a few days. Following the initial bill, you will receive monthly statements. If your account remains unpaid, you will also receive two phone calls. Financial assistance is available.

Download Financial Assistance Program Application
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St. Joseph Hospital accepts most major insurance plans, including the plans listed below:




Anthem Blue Cross/Blue Shield

Cigna Healthcare

Harvard Pilgrim HealthCare

United Healthcare

Free Care

Free Care is available for patients who qualify. If your family’s income is 200% or less of the Federal Poverty Guidelines, you may qualify for assistance for your self-pay balance. You may inquire about this program before you arrive or at the time of registration or check-in. You may also inquire after receiving your statement. For an application for Free Care and a Summary of Coverage, click here>>

View 2021 Free Care Guidelines

Read the full Financial Assistance Policy

Financial Representatives

Financial representatives are available to answer all of your billing and payment questions. Representatives are available from 8:00am to 4:00pm. Monday through Friday. by calling (603) 578-5008. Representatives are available to assist you or your family with questions regarding insurance benefits, hospital charges, payment options and applications for financial assistance.